Services

Residential Mortgage 
If you are ready to close on your next home, let us arrange the mortgage financing on your behalf. We will electronically send your mortgage application to the mortgage market and will get over 40 lenders to bid on your business.This process ensures that you get the best rate available in the market for your particular situation. It is quick too, in many cases we can have a response from the market within 4 hours of submitting your application. 

First Time Buyer 
Are you a first-time buyer? The residential property you are about to purchase is probably the largest single purchase, and biggest investment decision you have had to make in your life so far. Let us help you through the confusing maze of lender options, mortgage documentation, and terminology you are dealing with as you work your way through this process. 

We can help you get pre-qualified, so you are in a stronger position when it comes down to negotiating the purchase price on your new home. Call or apply online now, and we will get the ball rolling for you. 

Debt Consolidation 
Have you hit a credit crunch ? High interest debt on credit cards can create a lot of stress as your debt combines. If you are finding there is more month than money, then perhaps it’s time to review your debt situation and consolidate your high interest debt into one low manageable monthly payment. Stop losing sleep, call or apply online now. 

Equity Take-Out 
If you have been living in your home over the past 5 years, you have probably had your net worth increase by a substantial amount. The problem is that net worth is not very liquid. 

If you are ready to invest in your own small business, or you need to fund your daughter’s university tuition, your home equity can be a ready source of cash to finance your dreams. Call or apply online and we can discuss a plan to get your plans moving today. 

Mortgage Renewal 
Is your mortgage up for renewal? Do you want to be sure you are getting the absolute best mortgage rate in the market today, the rate you deserve? Call or apply online and we will get the best the market has to offer.

Foreign Purchases
Mortgages are available for non residence of Canada. I can help you find a lender who can finance your property purchase. For your convenience there is an online application.

Personal Line of Credit 
We can arrange a convenient personal line of credit at very competitive rates secured against your residential property. 

Past Credit Problems / Credit Rehabilitation 
Do you have less than perfect credit, or have you declared bankruptcy? We may be able to help. 

If you currently own a residential property or you would like to purchase a residential property we may be able to secure mortgage financing for you. Please note that in some circumstances a fee may be required, but if this is the case, it will be disclosed upfront and agreed to in writing prior to working on your file. Call or apply online. 

Builder's Mortgage 
Are you building your dream home, and acting as your own general contractor? We can help by arranging the most competitive builder’s mortgage products in the marketplace with up to 3 to 5 construction draws over the construction phase of your project depending on it’s complexity. Call or go online and apply today. 

Commercial Projects 
We have a number of both institutional and private lenders in our network that are available to fund commercial real estate projects in B.C. Contact Beatrice for more details