Here is an extensive list of calculators that will provide you with ample insight into all aspects of mortgage financing and related expenditures impacting your home purchase and lifestyle decisions. Please take your time and explore the different calculators that are applicable to your needs, whether it be purchasing a home, renewing an existing mortgage or refinancing. Simply select the appropriate calculator section below and begin processing the numbers:
- Maximum Mortgage - Calculate an approximate amount of the maximum mortgage you can reasonably afford.
- Interest Only Maximum Mortgage - Please note that this calculator provides you with estimates specifically for "Interest Only" mortgages. Please select for "Amortization in Years" from either 5/20 Interest Only or 10/15 Interest Only.
- Mortgage Compare - With the many mortgage options that are available today it pays to look at different scenarios. While interest rate and size of payment are important, you must also consider your lifestyle, where you are currently in your life, and the amount of risk that you are willing to undertake.
- Rent or Buy Analyzer - Determine which is more economical, renting or buying, based on your payments and accomodation information.
- Mortgage Strategizer - Invis’ mortgage strategizer allows you to introduce variables into your mortgage payment plan such as amortization and prepayments. By adjusting the different possible variables of your mortgage calculations you get a customized blue print of your mortgage. Print out a complete amortization schedule and calculate savings realized by making prepayments. The left side of the table contains the input fields and the right side the instructions.
- Mortgage Analyzer - We all have a comfort level of what we can afford monthly for housing costs. Invis' mortgage analyzer calculator provides you with a monthly mortgage based upon specific mortgage details, and lets you see what the balance owing is over the duration of the term.
- Bi-Weekly Payment Calculator - We all want to be mortgage free and the sooner the better. This calculator shows you the possible savings by using an accelerated bi-weekly mortgage payment.
- Home Budget Calculator - Analyze your budget, see where your money goes and find out where you can improve! This is an important aspect to consider when figuring out how much you can afford on a mortgage.
- Net Worth Calculator - Depending on what finance strategy is best given your current situation, Invis’ Net Worth calculator will help you to see how your net worth will grow over the next ten years and assist you in making important mortgage decisions
- Mortgage Payoff Calculator - Why should you spend hard-earned money when you do not have to? If you can afford to increase your monthly mortgage payment, without putting any financial strain on you or your loved ones, you can save thousands of dollars in interest over the term of your mortgage.
- Mortgage Refinance Calculator - Use this calculator to see how much interest you can save by refinancing your mortgage!
- Personal Debt Consolidator - Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
- Debt Accelerator - Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payments.
Please note: Do not use a comma when entering mortgage principal or prepayment amounts or the results will be distorted.
These calculators are just a starting point. Please contact me so I can get to know your personal goals and work with you to determine the mortgage option and payment schedule that best meets your individual needs. I am able to negotiate with over 50 lenders across Canada, introduce you to innovative mortgage products, and get you an extremely competitive interest rate.
Beatrice Scott is an exceptional and
talented individual who is passionate
about her clients and fulfilling all their
financial needs when purchasing a home.
It has been our pleasure to work with her,
and we recommend her without hesitation.
Anne Mieke Groot and Michael Wright
Thank you for all your help, Bea, in arranging my mortgage. You have helped to make this experience a positive and smooth transition. Your professionalism and prompt responses to my questions and concerns helped to finalize the arrangements quickly and efficiently.
Ray Pujunen
I can't say enough about the outstanding client service that I received from Beatrice. She was with me every step of the way, and went “above and beyond.” I continue to recommend Beatrice to all my colleagues and friends.
Delicia Lee
We were involved in the purchase of a brand new dwelling that required a mortgage broker with great diligence, patience and excellent negotiation skills due to the complexity of our situation. Beatrice exhibited all those qualities and much more. As first time homebuyers we appreciated having Beatrice on our side guiding us and providing us with outstanding service!
Ken Gikunda
I found myself locked into a mortgage with a very high rate and was getting deeper into debt, but Beatrice negotiated a new mortgage at a much more favourable rate. I've even been able to go on the occasional trip to California, something I'd only dreamt about in the past...all thanks to Bea!
Harry Mudaliar
